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	<title>The Better Investor Blog &#187; mutual funds</title>
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		<title>Jem5: Top Rated Large Cap Value Stocks</title>
		<link>http://www.jemstep.com/blog/2011/07/jem5-topics-in-focus-large-cap-value-stocks/</link>
		<comments>http://www.jemstep.com/blog/2011/07/jem5-topics-in-focus-large-cap-value-stocks/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 18:01:30 +0000</pubDate>
		<dc:creator>Kevin Cimring, Chief operating officer, Jemstep</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[investment selection]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Jem 5]]></category>
		<category><![CDATA[jem5]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[portfolio management]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=4687</guid>
		<description><![CDATA[For investors who are not interested in “playing the market” for short term thrills and spills, this week’s Jem5 rates the top 5 Large Cap Value funds.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 things I wish I&#8217;d known about investing when I was younger</title>
		<link>http://www.jemstep.com/blog/2011/06/6-things-i-wish-id-known-about-investing-when-i-was-younger/</link>
		<comments>http://www.jemstep.com/blog/2011/06/6-things-i-wish-id-known-about-investing-when-i-was-younger/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 19:40:15 +0000</pubDate>
		<dc:creator>Jemstep</dc:creator>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[diversification]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[investment selection]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[mutual fund analysis]]></category>
		<category><![CDATA[mutual fund ratings]]></category>
		<category><![CDATA[mutual fund research]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=4629</guid>
		<description><![CDATA[What would it be like if you could go back in time to talk to your younger self about investing? ]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2011/06/6-things-i-wish-id-known-about-investing-when-i-was-younger/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Demystifying Financial Products &#8211; Part 1: An Overview of the Basics</title>
		<link>http://www.jemstep.com/blog/2011/06/demystifying-financial-products-part-1-an-overview-of-the-basics/</link>
		<comments>http://www.jemstep.com/blog/2011/06/demystifying-financial-products-part-1-an-overview-of-the-basics/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 17:22:19 +0000</pubDate>
		<dc:creator>Kevin Cimring, Chief operating officer, Jemstep</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[best investing]]></category>
		<category><![CDATA[ETF's]]></category>
		<category><![CDATA[exchange traded funds]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=4571</guid>
		<description><![CDATA[As an investor, you want to make the best long-term decisions for your financial well-being. The world of financial products can seem mysterious and intimidating at first. The good news is there is always a clear explanation in plain English for every financial product and concept that you need to know. In this post, we [...]]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2011/06/demystifying-financial-products-part-1-an-overview-of-the-basics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ABCs of Evaluating Funds: Reading Income Statements</title>
		<link>http://www.jemstep.com/blog/2011/05/abcs-of-evaluating-funds-reading-income-statements/</link>
		<comments>http://www.jemstep.com/blog/2011/05/abcs-of-evaluating-funds-reading-income-statements/#comments</comments>
		<pubDate>Wed, 25 May 2011 16:52:51 +0000</pubDate>
		<dc:creator>Kevin Cimring, Chief operating officer, Jemstep</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[ABCs of investing]]></category>
		<category><![CDATA[financial statements]]></category>
		<category><![CDATA[gross income]]></category>
		<category><![CDATA[income statement]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[net income]]></category>
		<category><![CDATA[reading statements]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=4361</guid>
		<description><![CDATA[Numbers are investor’s language of choice, and corporate financial statements are one of the most important vehicles through which numbers are communicated to reveal the performance of companies.  Understand the basics of the the income statement.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding &#8220;market neutral&#8221; mutual funds</title>
		<link>http://www.jemstep.com/blog/2011/04/understanding-market-neutral-mutual-funds/</link>
		<comments>http://www.jemstep.com/blog/2011/04/understanding-market-neutral-mutual-funds/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 16:06:15 +0000</pubDate>
		<dc:creator>Katrina Lamb, CFA - Senior Financial Analyst</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[market neutral mutual funds]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=3931</guid>
		<description><![CDATA[With conditions being highly volatile in both equities and fixed income markets these days, it is not surprising that many investors are seeking to learn more about alternative investments.  Some alternative assets are easily available to individual investors via mutual funds and other SEC-registered products. In this post, we explore the subject of market neutral investing.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you overpaying your mutual fund manager?</title>
		<link>http://www.jemstep.com/blog/2011/03/are-you-overpaying-your-mutual-fund-manager/</link>
		<comments>http://www.jemstep.com/blog/2011/03/are-you-overpaying-your-mutual-fund-manager/#comments</comments>
		<pubDate>Fri, 18 Mar 2011 19:27:38 +0000</pubDate>
		<dc:creator>Jemstep</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=3753</guid>
		<description><![CDATA[A good deal of ink is spilled here at the Jemstep blog on the subject of mutual fund fees. In large part that is because understanding fees can be so maddening. In this post, we help you compare apples with apples when it comes to fees by deconstructing the actual things that fund managers do that can justify higher fees – as well as what activities do not come close to making the grade.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are the Morningstar Fund Managers of the Year 2010 the best for you?</title>
		<link>http://www.jemstep.com/blog/2011/01/are-the-morningstar-fund-managers-of-the-year-2010-the-best-for-you/</link>
		<comments>http://www.jemstep.com/blog/2011/01/are-the-morningstar-fund-managers-of-the-year-2010-the-best-for-you/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 19:10:33 +0000</pubDate>
		<dc:creator>Cliff Shoeman, Senior financial analyst, Jemstep</dc:creator>
				<category><![CDATA[Investment Viewpoints]]></category>
		<category><![CDATA[mutual fund analysis]]></category>
		<category><![CDATA[mutual fund ratings]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[portfolio management]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=3151</guid>
		<description><![CDATA[We take a look at Morningstar's top fund managers of 2010, and run them through Jemstep to see just how good these funds are, and if they are a good fit for all investors.]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2011/01/are-the-morningstar-fund-managers-of-the-year-2010-the-best-for-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How fund managers make investment decisions</title>
		<link>http://www.jemstep.com/blog/2010/09/how-fund-managers-make-investment-decisions/</link>
		<comments>http://www.jemstep.com/blog/2010/09/how-fund-managers-make-investment-decisions/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 07:01:14 +0000</pubDate>
		<dc:creator>Katrina Lamb, CFA - Senior Financial Analyst</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[fund managers]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=1701</guid>
		<description><![CDATA[This post sheds some light on the different decisions managers make that have an effect on their performance.  Of course no two managers are the same, but over time you find that a number of the activities we describe here are common staples employed by a wide range of managers who adhere to different investment philosophies, styles and approaches.]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2010/09/how-fund-managers-make-investment-decisions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding the various forms of mutual fund fees (Part 2)</title>
		<link>http://www.jemstep.com/blog/2010/05/understanding-the-various-forms-of-mutual-fund-fees-part-2/</link>
		<comments>http://www.jemstep.com/blog/2010/05/understanding-the-various-forms-of-mutual-fund-fees-part-2/#comments</comments>
		<pubDate>Fri, 21 May 2010 07:52:49 +0000</pubDate>
		<dc:creator>David Buchanan</dc:creator>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=592</guid>
		<description><![CDATA[Here are some other types of fees that could impact your investment and are worth investigating before you make your final investment decision]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2010/05/understanding-the-various-forms-of-mutual-fund-fees-part-2/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Hedging Equity Market Risk with Multi-Strategy Mutual Funds</title>
		<link>http://www.jemstep.com/blog/2010/04/hedging-equity-market-risk-with-multi-strategy-mutual-funds/</link>
		<comments>http://www.jemstep.com/blog/2010/04/hedging-equity-market-risk-with-multi-strategy-mutual-funds/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 14:07:03 +0000</pubDate>
		<dc:creator>Katrina Lamb, CFA - Senior Financial Analyst</dc:creator>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=509</guid>
		<description><![CDATA[The stock market is back in bull territory and you want to get in on the action, but you are also (quite reasonably) concerned about longer term trends in this very unstable economic climate.  Is there a way to mitigate the risks inherent in unhedged long equity positions, available even to investors who lack the [...]]]></description>
		<wfw:commentRss>http://www.jemstep.com/blog/2010/04/hedging-equity-market-risk-with-multi-strategy-mutual-funds/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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