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	<title>The Better Investor Blog &#187; Investment philosophies</title>
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		<title>Demystifying Financial Products &#8211; Part 2: Practical Applications</title>
		<link>http://www.jemstep.com/blog/2011/06/demystifying-financial-products-part-2-practical-applications/</link>
		<comments>http://www.jemstep.com/blog/2011/06/demystifying-financial-products-part-2-practical-applications/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 15:56:24 +0000</pubDate>
		<dc:creator>Kevin Cimring, Chief operating officer, Jemstep</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[diversification]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[investment selection]]></category>
		<category><![CDATA[mutual fund analysis]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=4655</guid>
		<description><![CDATA[An understanding of the differences between equities and fixed income securities is important as you plan an investment portfolio around specific financial objectives and think about how much risk you are willing to take on in pursuit of those objectives.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investing from 2000 to 2010: The ‘lost’ decade? Perhaps not!</title>
		<link>http://www.jemstep.com/blog/2011/03/investing-from-2000-to-2010-the-%e2%80%98lost%e2%80%99-decade-perhaps-not/</link>
		<comments>http://www.jemstep.com/blog/2011/03/investing-from-2000-to-2010-the-%e2%80%98lost%e2%80%99-decade-perhaps-not/#comments</comments>
		<pubDate>Fri, 25 Mar 2011 17:33:47 +0000</pubDate>
		<dc:creator>Simon Roy</dc:creator>
				<category><![CDATA[Investment Viewpoints]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[modern portfolio theory]]></category>
		<category><![CDATA[portfolio management]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=3811</guid>
		<description><![CDATA[Over the 11 years from 2000 to 2010, an investor in the benchmark S&#38;P 500 index (an index which tracks the largest 500 US companies), achieved a total return of less than 4% including reinvested dividends. When inflation for this time period is considered, an investor had a -20% real return. Rued as the ‘lost decade’ from an investment perspective, this did not necessarily have to be the case. We explore how a simple set of diversified portfolios would have still put investors in the pound seats, even during this period.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Looking back on my investments for 2010: Would I have done anything differently?</title>
		<link>http://www.jemstep.com/blog/2010/12/looking-back-on-my-investments-for-2010-would-i-have-done-anything-differently/</link>
		<comments>http://www.jemstep.com/blog/2010/12/looking-back-on-my-investments-for-2010-would-i-have-done-anything-differently/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 16:54:13 +0000</pubDate>
		<dc:creator>Jemstep</dc:creator>
				<category><![CDATA[Investment Viewpoints]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[rebalancing]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=2499</guid>
		<description><![CDATA[Guest post: our contributor, Vered DeLeeuw, reflects on her investment portfolio for 2010 and assesses whether she is  happy with the way she managed her portfolio, or whether she should have done anything differently.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How fund managers make investment decisions</title>
		<link>http://www.jemstep.com/blog/2010/09/how-fund-managers-make-investment-decisions/</link>
		<comments>http://www.jemstep.com/blog/2010/09/how-fund-managers-make-investment-decisions/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 07:01:14 +0000</pubDate>
		<dc:creator>Katrina Lamb, CFA - Senior Financial Analyst</dc:creator>
				<category><![CDATA[Investment Analysis]]></category>
		<category><![CDATA[fund managers]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=1701</guid>
		<description><![CDATA[This post sheds some light on the different decisions managers make that have an effect on their performance.  Of course no two managers are the same, but over time you find that a number of the activities we describe here are common staples employed by a wide range of managers who adhere to different investment philosophies, styles and approaches.]]></description>
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		<title>A Practitioner’s Guide to Style Investing (2): Value and Growth</title>
		<link>http://www.jemstep.com/blog/2010/06/a-practitioner%e2%80%99s-guide-to-style-investing-2-value-and-growth/</link>
		<comments>http://www.jemstep.com/blog/2010/06/a-practitioner%e2%80%99s-guide-to-style-investing-2-value-and-growth/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 10:09:48 +0000</pubDate>
		<dc:creator>Katrina Lamb, CFA - Senior Financial Analyst</dc:creator>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Growth investing]]></category>
		<category><![CDATA[Investment philosophies]]></category>
		<category><![CDATA[Value investing]]></category>

		<guid isPermaLink="false">http://www.jemstep.com/blog/?p=662</guid>
		<description><![CDATA[Value and growth investing are two of the most widely used investment strategies. This article explains these strategies and highlights the difference between them by making use of an interesting handbag metaphor.]]></description>
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		<slash:comments>5</slash:comments>
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